Safeguarding against an accident that may affect the ability to use one’s critical body parts such as your hands and eyes is imperative. Consider the effects of being out of work due to a permanent hand or eye injury.
There are many reasons that people insure their body parts. Sports stars, like David Beckham, often insure their legs and musicians, such as The Beatles insure their fingers and other parts. It’s not hard to see how their career could be over if something happened to their ability to kick a ball or play an instrument.
If you think about the value placed on celebrities’ body parts – millions of pounds in some cases – it should really make you think about what value you put on your eyes and hands as a hard working professional.
Losing the use of one or both or your hands or eyes would seriously impact your ability to carry out your job, in some cases it could make it impossible to continue. If the worst was to happen, having a back-up plan is vital.