All Med Pro surgeons indemnity insurance is specially tailored to different surgical disciplines so you can get exactly the right package for you. We offer insurance for:
- Orthopaedic
- Cardiovascular
- ENT
- Cosmetic
- Bariatric
- And anaesthetics
Insurance for Surgeons
Not all surgical disciplines are the same so neither should the insurance offered to surgeons be the same for all.
Types of risk vary according to the type of surgery you are practising. If you are offered a one-size-fits-all package by your insurers you can be sure that you will have to make some compromises or adapt your requirements to fit. And this inevitably means you won’t get exactly what you need
Specialist insurance for different surgical disciplines
But you don’t have to compromise.
Peace of Mind and Contractual Certainty
And while the insurance profile varies, the one thing that remains the same for all surgical disciplines is the reassurance that our insurance schemes provide.
All Med Pro cover is contract certain which means that we guarantee you will be covered in the event of a claim.
As an NHS surgeon or consultant, you may already be indemnified under Crown Indemnity against allegations of clinical negligence. But, this doesn’t always cover you for GMC disciplinary hearings. All Med Pro medico-legal cover will protect you in these circumstances. This relates to disciplinary hearings, contract disputes and tax investigations.
Comprehensive Cover
Typically our surgeons’ indemnity cover will include the following (although there may be some minor variations):
- Indemnity of up to £10,000,000
- Allegations of medical negligence, insured on a contract certain basis
- Legal defence costs and expenses
- Compensation awards
- Reputation protection
- Good Samaritan acts
- Run-off cover of between 10 and 20 years, taking into account retirement and even death
- Fitness to practise representation
- Contract disputes
- Tax investigations
All Med Pro cover is offered to surgeons who have been the subject of up to two claims, complaints or GMC investigations. Underwriting conditions apply and where we cannot quote on one of primary schemes, we also have access to other specialist surgeon indemnity insurers via our Lloyds of London broker.
In addition to surgeons indemnity insurance and medico-legal cover, we also offer surgeons: