Insurance for Dentists

As an associate, locum or practice manager, naturally your focus is on providing the highest standard of care to your patients.

Your role in the practice typically involved juggling many different tasks, which is why working with a specialist dental insurance provider is so beneficial.

We can help you to:

understand the different insurances available
ensure you have adequate cover
comply with legal requirements
save money on your policy
meet your insurance deadlines
manage your different insurances

All Med Pro is a specialist dental and medical insurance company. We provide support to:

associate dentists
dental practice owners
locum dentists
all dentists with their personal insurances

As specialists in dental insurance, we understand the legislative requirements on dentists, we know our way around the different policies and providers that are available and we appreciate how it feels to practice in the sector.

We realise that dentists are patient-focused and do not have the time to trawl the insurance market searching for the right policy. Nevertheless, the right insurance is crucial to ensure that you could continue to provide high quality care for your patients even if the worst were to happen.

Talk to us about how we could help you to obtain the right insurance for your practice. We are friendly, knowledgeable and professional. In the event of a claim, we will support you every step of the way. And because we are a small team, you will receive personal, one-to-one service whenever you contact us.

Dental Indemnity Insurance

It has never been more important for dentists to protect themselves against allegations of dental negligence, compensation claims and damage to reputation. Dental indemnity insurance is crucial but you need to be aware of the differences between policies.

All Med Pro dental indemnity insurance policy is one of the most comprehensive you can buy, underwritten by Hiscox Insurance, one of the UK’s leading insurers. We offer claims occurrence indemnity, which means you are covered no matter when the claim is made, providing you were insured with us when the incident occurred. Most insurers only offer claims made indemnity, which means you are only covered while the policy remains active. There is a crucial difference. Claims occurrence indemnity offers peace of mind not just now but for many years into the future.

Our policies also provide contractual cover rather than the more common discretionary cover. Contractual cover means there is a legally-enforceable contract between the insurer and the dentist. Essentially, it protects you against non-payment of claims.

And, when you insure with us you receive legal advice from current practising dentists who are also qualified as dento-legal advisers. They don’t just talk your language but they understand dentistry inside and out and can advise you how best to proceed. Click here for details.

Practice Insurance

Practice insurance is essential to remain CQC (Care Quality Commission) compliant and to meet your statutory requirements. It also gives you peace of mind to know that you are protected if things go wrong.

It’s not just the obvious things that can go wrong that you need to protect against. As well as devastating emergencies like fire or flood, practice insurance can protect you if a vital piece of equipment were to fail, for example. All Med Pro practice insurance is comprehensive, covering you against a whole range of eventualities, with the option to insure against more.

Practice overheads

If a key member of your team was unable to work due to sickness or injury, the impact on your business could be considerable. Practice overheads insurance pays you a tax-free lump sum which can be used to cover practice overheads in their absence, or to pay for the cost of hiring a locum to cover for them.

Cyber liability insurance

Medical and dentistry practices are particularly vulnerable to cyber attack. Cyber liability insurance is there to protect you and your clients if you fall victim to hackers. It covers you for any compensation awarded to your patients as a result of cyber attack, their legal fees and any statutory fines. You may also want to opt for other types of cover including: hardware, data corruption and loss of revenue.