The founders of All Med Pro have been working with dental professionals and dental practices for over 25 years. As a result, All Med Pro provide products and services that are specifically tailored to meet the needs of today’s dentists and dental care professionals.
Whether you are a practice owner, associate or dental nurse we realise that you choose a career to care for, help and nurture others. At All Med Pro it is our goal to protect you and your professional reputation.
It has never been more important for dentists to protect themselves against allegations of dental negligence, compensation claims and damage to reputation. Dental indemnity insurance is crucial but you need to be aware of the differences between policies.
All Med Pro dental indemnity insurance policy is one of the most comprehensive you can buy, underwritten by one of the UK’s leading insurers.
We offer claims occurrence indemnity, which means you are covered no matter when the claim is made, providing you were insured with us when the incident occurred. Most insurers only offer claims made indemnity, which means you are only covered while the policy remains active. There is a crucial difference. Claims occurrence indemnity offers peace of mind not just now but for many years into the future.
Our policies also provide contractual cover rather than the more common discretionary cover. Contractual cover means there is a legally-enforceable contract between the insurer and the dentist. Essentially, it protects you against non-payment of claims.
And, when you insure with us you receive legal advice from current practising dentists who are also qualified as dento-legal advisers. They don’t just talk your language, but they understand dentistry inside and out and can advise you how best to proceed.
Practice insurance is essential to remain CQC (Care Quality Commission) compliant and to meet your statutory requirements. It also gives you peace of mind to know that you are protected if things go wrong.
It’s not just the obvious things that can go wrong that you need to protect against. As well as devastating emergencies like fire or flood, practice insurance can protect you if a vital piece of equipment were to fail, for example. All Med Pro practice insurance is comprehensive, covering you against a whole range of eventualities, with the option to insure against more.
Medical and dentistry practices are particularly vulnerable to cyber-attack. Cyber liability insurance is there to protect you and your clients if you fall victim to hackers. It covers you for any compensation awarded to your patients as a result of cyber-attack, their legal fees and any statutory fines. You may also want to opt for other types of cover including: hardware, data corruption and loss of revenue.
If a key member of your team was unable to work due to sickness or injury, the impact on your business could be considerable. Practice overheads insurance pays you a tax-free lump sum which can be used to cover practice overheads in their absence, or to pay for the cost of hiring a locum to cover for them.
As a healthcare professional, your hands and eyes are the essential tools of your trade. Losing an eye or a finger, or several fingers, could seriously hinder your work. In some cases, it could even make it impossible.
All Med Pro Hands and Eyes Insurance allows you to protect these vital assets. It pays you a lump sum payment which you can use in whatever way you wish. You might use it to make modifications in your home, for example. Or to retrain in an alternative profession.
