GP and dental surgeries have faced huge challenges from funding cuts and staff shortages over recent years. It’s only a matter of time before it takes a financial or reputational toll. Healthcare professionals in numbers According to Aviva, a typical healthcare practice employing five people should expect an average of 10.9 days of absence per…
Covering your practice’s obligatory costs if a key clinical team member is sick or injured can be stressful – but help is here for the smart practice owners who choose Business Overheads Insurance. Review these scenarios where Business Overheads Insurance can be vital.
Working in the healthcare industry comes with high levels of stress. The media regularly reports on overstretched GP surgeries, busy A&E departments and unsustainable long shifts. However, the focus is often on outcomes for patients or physical exhaustion of medical staff, and not mental health.
Changes to the General Medical Services contract in April 2017 has increased the maximum payment of the NHS reimbursement scheme and made the eligibility process simpler. This is great news for NHS medical practices who can get additional support for locum cover if a GP is on long term leave.
NHS England have announced that from April 2017, sickness cover for GP’s will be a practice entitlement, rather than a discretionary payment. This change is part of contract changes across the board when a GP is absent from the practice due to sickness.
Locum insurance is optional, both for your practice and for individual practitioners. However, when you assess the risks of not having sufficient cover, consider how else you would cope in the event that one of your key team members, or associates, was absent from work for more than just a few days.