Another Scorching Summer Ahead? 10,000 Homes Claimed for Subsidence From the 2018 Heatwave

The heatwave in 2018 led to a huge increase in subsidence claims – even higher than figures in 2003 and 2006, which were previous record-breaking hot summers. Are you prepared if there’s a heatwave in 2019? Insurers reported that around 10,000 subsidence claims were made in 2018, that’s a 20% increase compared to 2017. The…

Medical Indemnity – What is Next and What You Need to Know

The UK government’s consultation on appropriate clinical negligence cover closed in February, with recommendations for potential next steps. The idea is to protect healthcare professionals and patients with appropriate indemnity cover. According to a survey by the Department of Health and Social Care, more than half of GPs, (or practice managers who responded on their…

Your Past Needs Protecting as Well as Your Future

A malpractice claim could occur at any time. Knowing that you are protected under your insurance policy helps reduce the stress of any law suit. Find out the difference between a claims-made and claims-occurrence policy. The difference between Claims Made and Claim Occurrence When choosing your medical or dental indemnity insurance, its crucial to understand…

Are You Knowingly Invalidating Your Insurance?

It’s easy to be lax with the rules or forget to tell your insurer when there’s a change in your life. Many even admit to knowing that they are invalidating their insurance. It’s time to see insurance as protection – not an unnecessary cost. How are we invalidating our insurance policies? Research by MoneySuperMarket has…

Many Policies to Now Cover Flood Prone Homes. Has Your Premium Changed?

Great news for people who live in areas that have, or are likely to flood – you could save up to £112 on your home insurance. Has your insurer passed on this saving? Could you be saving more on your home insurance? Flood Re, a government-backed insurance scheme recently reduced its fee charged to insurers…

Cyber Attack Attempted Every 2.5 Minutes in UK. Are You the Next Target?

Did you know that there were 281,094 internet-borne Cyber attack attempts on each UK business in 2018? In many cases, good practices and security prevent damage, but can you prepare for every breach attempt? What is your back up plan? Cyber attacks are on the rise With hundreds of thousands of Cyber attacks per year,…

5 Ways to Make Home Insurance Work Better for You

Almost half of Londoners do not have home contents insurance, but with ABI’s Premium Tracker suggesting policy prices are falling, we take a look at how you can make sure you’re properly covered. Here are 5 considerations to make your home insurance work better for you 1. Is ‘Unlimited’ cover right for you? It might…