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Occurrence and claim made based indemnity

Outside of the discretionary dental defence organisations most providers in the insurance market coverage on a claims made basis. Claims made means that cover would only be in force whilst the policy was active. But what happens if a claim is made against you many years after the policy expires? Well unless you have adequate run off arrangements you would be left without cover and often run-off cover is capped to a maximum number of years and for specified circumstances such as retirement and death only.

As well as offering claims made indemnity All Med Pro can provide claims occurrence based indemnity which simply means that as long as you were insured with us when the treatment was provided then cover will always apply irrespective of when the claim is made – which could be many years into the future!

This means that in the event of long term sickness, retirement or even a career break cover would be in place indefinitely for the treatments you performed whilst being insured with All Med Pro under our claims occurrence policy.

Contract Certain Indemnity

Our Dental Indemnity Insurance policy is underwritten by Hiscox Insurance, one of the UK’s leading insurers when it comes to policy covers and claims service. Our policy provides peace of mind in the event of a claim due to the Contract Certain nature of the cover. Our Dento-Legal cover is on a Claims Occurrence basis which means that regardless of when you first become aware of an issue that requires support, advice or representation in regards to Disciplinary Hearings, Contract Disputes or Tax Investigations; as long as you were insured with us at the time of the incident our policy will cover you.

We have developed our policy for dentists, dental care professionals and dental practices themselves and the package typically includes the following covers as standard:

  • Up to £10,000,000 limit of indemnity

  • Allegations of Dental Negligence

  • Legal Defence Costs and Expenses

  • Compensation Awards

  • Reputation Protection

  • Good Samaritan Acts

  • Run-Off Cover Available – Up to 5 Years

  • Fitness to Practise Representation

  • Contract Disputes

  • Tax Investigations

  • Online Verifiable Dental CPD

  • Online Document Resource Library 


Why All Med Pro?

​Specialist Medical Indemnity Insurance Provider

  • Founding directors have 100+ experience

  • Claims occurrence and claims made avaialble

  • Simply quote online now

  • UK based advice 

  • Contract certain indemnity

  • Dentists who are legal advisers

Cover for dental practices is on a Vicarious Liability basis and we can often cover members of the dental team within that same policy. Doing this often brings about worthwhile premium savings for the individual practitioners as well as the practice. Whilst most policies provide cover on a claims made basis, we are able to consider a claims occurrence dental indemnity policy for Dental Corporates who have high levels of risk control internally.  

Our premiums are highly competitive against all insurers and dental defence organisations. We can provide cover for dentists who have never had any claims or complaints or GDC investigations or PCT investigations as well as dentists who have had incidents like this historically.


We have a number of insurance markets with varying appetites for medical indemnity. Which means no matter your circumstance we should have an underwriter who will be able to assist. We can even assist if you have a short term contract and include run-off cover.

Also known as Dental Malpractice Insurance.



Our Service

We believe that All Med Pro provides a true alternative to the Medical Defence Orginisations. As a specialist insurance broker with a wealth of experience we do not only understand risk but we understand your profession. 

We work with Dentists, Barristers and specialist Legal Advisors to provide a service which we believe is exceptional.

All Med Pro is a regulated insurance broker and are not a service provider which out sources the sourcing of the indemnity insurance. We have highly experienced
team who will assist you with anything from completing your initial proposal to or ensuring a claim is dealt with quickly and efficiently.

The GDC clearly states that insurance based indemnity is acceptable and we strongly believe insurance based indemnity is your safest option as a dental professional.

BDIA Dental Showcase

You may have seen us at this years BDIA Dental Showcase at the London Excel. Please see some of the pictures below.

Dental Indemnity Insurance BDIA London
Dental Indemnity Insurance Excel London
Dental Indemnity Insurance Red Bus
Dental Indemnity Insurance Back of Bus
Dental Indemnity Insurance Dental Indemnity Insurance front of bus